One app. Every payment. Zero stress.
Xpay helps you fund your wallet, pay electricity, buy airtime and data, recharge TV, pay internet, order services, track receipts and use Smart Auto Meter Recharge so power does not catch you off guard.
Built for homes, workers, students and businesses.
Xpay was created to reduce the everyday payment stress Nigerians face: forgotten electricity recharge, last-minute data purchase, TV subscription issues, and jumping from one platform to another for simple services.
Electricity without panic
Buy electricity token, pay supported meters, keep receipts and set up Smart Auto Meter Recharge.
Daily recharge services
Airtime, data, cable TV, internet, education and international airtime/data in one smooth app experience.
Faith AI direction
Faith AI can answer questions and direct users to the right service or support area inside the app.
Explore Xpay services.
Choose from everyday payment and lifestyle services built to help Nigerians pay faster, plan better and stay in control.
Electricity
Pay prepaid and postpaid electricity with supported Nigerian Discos.
Airtime
Recharge major Nigerian mobile networks quickly.
Data
Buy data bundles for yourself, family, staff or customers.
Cable TV
Recharge TV subscriptions and manage entertainment payments.
Internet
Pay for supported internet and broadband services.
Education
Buy supported education services from the app.
International Airtime/Data
Send airtime or data to supported international numbers.
Bus Tickets
Plan and pay for supported bus ticket services as they become available in-app.
Flight
Access flight booking support from the Xpay services area.
Movie Tickets
Buy supported cinema and movie tickets from the app.
Event Tickets
Discover and purchase supported event tickets.
Hotels
Find and book supported hotel services.
Food Order
Order meals through supported food services such as ChopSpot.
Gift Cards
Purchase supported gift card services from Xpay.
Bulk SMS
Send bulk SMS for business, events and updates.
Faith AI Assistant
Ask questions and get directed to the right place inside Xpay.
Wallet Funding
Fund your wallet and pay for services faster.
History & Receipts
Track transactions and keep proof of payment.
Never wait until your light goes off before you remember token.
Smart Auto Meter Recharge is one of Xpayโs strongest features. It helps users plan electricity recharge ahead of time by saving meter details, preferred amount and recharge schedule.
Select your Disco, meter type, meter number and recharge amount.
Plan for home, shop, office or family meter before units finish.
Reduce late-night outage, forgotten top-up and last-minute electricity stress.
Ask. Get direction. Continue inside the app.
Faith AI is Xpayโs in-app assistant. Users can ask questions, get simple answers and be directed to the right place inside Xpay, whether they need electricity, data, wallet help, receipts, support or guidance on what to do next.
App guidance
Faith AI helps users understand where to go and what service to use.
Support direction
Users can get quick direction before contacting customer care for deeper help.
Why Nigerians need smarter daily payments.
Electricity token, data, airtime, TV subscription, internet, tickets and receipts should not be stressful. Xpay brings daily services together so users can pay faster, plan better and stay in control.
For homes, Xpay helps reduce the fear of power going off suddenly. For workers and businesses, it reduces payment delay. For families, it makes it easier to recharge, track payment and get help when needed.
Download XpaySimple, fast and secure payments for everyday life.
Xpay is made to feel simple on mobile screens. The website, app and service flow are designed for people who want to pay quickly without confusion.
Download from your app store.
Use the buttons below to download Xpay. When the official store links are updated, each button will take users directly to the correct download page.
Need help with Xpay?
Users can get help through Faith AI inside the app or contact Xpay customer care directly.